The 1099 Tax Savings Checklist
The things most freelancers forget to deduct — until it’s too late
If you’re a 1099 worker, the tax system assumes you’re tracking everything perfectly.
You’re not.
Not because you’re careless — but because no one ever tells you what actually matters to track.
This checklist is here to make sure you stop missing the easy stuff.
Expenses Most 1099 Workers Forget to Deduct
Phone Bill
If you use your phone for work, a percentage is deductible — even if it’s your personal phone.
Subscriptions & Software
Anything you pay for to make money: tools, platforms, apps, storage, design, editing, scheduling, etc.
Home Internet
If you work from home at all, part of your internet bill likely counts.
Education & Learning
Courses, certifications, workshops, and training tied to your income.
Mileage OR vehicle expenses
Most people choose the wrong method and never revisit it.
Supplies you “just grabbed”
Small purchases add up — especially when you don’t track them in the moment.
Silent Mistakes That Cost You Money
- Waiting until tax season to “rebuild” expenses
- Guessing instead of tracking
- Using bank statements as your only record
- Mixing personal and business spending
- Assuming your CPA will “find” all of your missed deductions
The 10-Minute Weekly Habit (This is a Big One)
You don’t need spreadsheets. You don’t need to learn the tax code, especially once you have TaxHakr™. But while you wait –
Once a week, take 10 minutes and write down:
- Miles driven for work
- Business meals for coffee
- Subscriptions used for income
- Supplies or equipment purchased
- One-off expenses you’ll forget later
10 minutes a week beats hours of stress in March.
The CPA Myth (Quick Reality Check)
CPAs are not detectives. They don’t know:
- What you forgot
- What you didn’t track
- What you didn’t remember
The file what you provide. If it wasn’t captured consistently, it won’t be deducted.
If this checklist made you think:
“Wow… I’ve definitely missed some of this.”
That’s normal.
The fix isn’t “try harder to remember”
The fix is having a system that tracks things as they happen.
That’s why TaxHakr exists. You don’t need to master taxes. You just need to stop losing money.
Welcome to the Tax Rebellion
– The TaxHakr™ team